Template · .docx + updates
Risk Appetite Statement template for Luxembourg entities
The board-level statement of which ML/TF/PF risks the entity accepts, limits and refuses. Quantitative and qualitative appetite metrics, prohibited categories, escalation thresholds and the annual review block.
- 12 pages
- .docx
- 12 months of updates
What's included
- Word document · 12 pagesEditable .docx, highlighted fields, optional blocks marked.
- 12 months of regulatory updatesNew versions with a change note, in your account and by email.
1. Purpose and link to the BWRA
Reg. 12-02 art. 4Where the appetite comes from.
2. Appetite by risk category
—Customers, countries, products, channels, delegates.
3. Prohibited relationships and activities
—Hard limits.
4. Metrics, tolerances and breach escalation
—KRIs with amber/red thresholds.
5. Approval and review
—Board minute template.
Watermarked preview of the first pages. The full document is 12 pages.
| Obligation | Law of 12 Nov 2004 | CSSF Reg. 12-02 | Section |
|---|---|---|---|
| Risk appetite | — | Reg. 12-02 art. 4 | §2–4 |
- Editable .docx (Word 2016+, Google Docs, LibreOffice). Fields to complete are highlighted in yellow; optional blocks are marked [IF APPLICABLE].
- Instant delivery: download link by email and permanent access in My documents.
- 12 months of regulatory updates included. Each update comes with a change note.
- Invoice with your VAT number issued automatically at checkout (Stripe Tax, reverse charge for EU B2B).
- Single-entity licence. Group licence and ManCo multi-fund licence available on request.
Read the guide: Business-wide risk assessment methodology
Frequently asked
Is a risk appetite statement mandatory in Luxembourg?
Not as a standalone document, but the CSSF expects the board to have set and documented its ML/TF risk appetite. Most entities now keep it as a separate short document referenced by the BWRA.