AML/CFT Policy
The framework document the RR signs and the inspector reads first.
- 42 pages
- .docx
- 5 entity types
€690 ex VATView
Luxembourg · CSSF & AED supervised entities
Regulator-ready compliance documents. Bought, not drafted.
AML/CFT policies, procedures, risk assessments and CRS/FATCA policies mapped to the Law of 12 November 2004 and CSSF Regulation 12-02. Pick your entity type, download the Word file, adapt in an afternoon.
See the six documentsFree 12-02 checklist
- Secure checkout by Stripe
- Card or SEPA
- VAT invoice
- Editable .docx
Catalogue
Six documents every RR and RC gets asked for
Each template ships in the variant for your entity: investment fund (by vehicle), AIFM/ManCo, PFS, bank or insurer. Prices ex VAT.
AML/CFT Procedure
The operational manual behind the policy: who does what, when, with which form.
- 36 pages
- .docx + .xlsx
- 5 entity types
€590 ex VATView
Business-Wide Risk Assessment
The entity-level ML/TF/PF risk assessment the CSSF and AED expect before any policy.
- 28 pages
- .docx + .xlsx
- 5 entity types
€790 ex VATView
Risk Appetite Statement
The board-level statement of which ML/TF/PF risks the entity accepts, limits and refuses.
- 12 pages
- .docx
- 5 entity types
€450 ex VATView
CRS / FATCA Policy
The automatic-exchange-of-information policy for Reporting Financial Institutions: entity classification, account holder due diligence, self-certification handling, reporting to the ACD, and the record-keeping obligations of the Luxembourg CRS and FATCA laws.
- 30 pages
- .docx
- 5 entity types
€590 ex VATView
Record of Steps
The register that proves what was done and when: CDD steps, screening results, escalation decisions, STR decisions, retention and deletion.
- 14 pages
- .docx + .xlsx
- 5 entity types
€390 ex VATView
Why ComplyKit
Built the way an inspector reads
Every document follows the structure of the texts it implements, so the article mapping is on the page, not in your head.
Article-by-article mapping
Each section carries its reference to the Law of 12 November 2004 and CSSF Regulation 12-02. The regulatory mapping table ships inside the document.
| Risk-based approach | Reg. 12-02 art. 4–5 |
| Customer due diligence | 2004 Law art. 3 |
| RR and RC designation | Reg. 12-02 art. 40–42 |
Ten variants per document
Pick the entity type and, for funds, the vehicle. The supervisor is derived and the references, sign-off block and reporting section follow.
CSSFAED
12 months of updates
New versions with a change note when a circular, the Regulation or the AMLR changes what the document must say.
Invoice at checkout
Card or SEPA through Stripe, VAT number captured for reverse charge, invoice issued instantly.
Fixed-fee review
Send the adapted document back. A Luxembourg practitioner returns a gap report and tracked changes in five working days.
Hosted in the EU
Files and account data stay in Frankfurt. No cookies beyond your sign-in, no tracking banner.
Bundles
Buy the set, save 18%
The documents an inspector reads together, delivered in the same variant with consistent numbering and definitions.
Bundle · 3 documents
AML Core pack
- AML/CFT Policy
- AML/CFT Procedure
- Business-Wide Risk Assessment
€1,690 ex VAT€2,070 bought separately
Bundle · 6 documents
Full Kit
- AML/CFT Policy
- AML/CFT Procedure
- Business-Wide Risk Assessment
- Risk Appetite Statement
- CRS / FATCA Policy
- Record of Steps
€2,890 ex VAT€3,500 bought separately
How it works
From checkout to board approval
- Choose your variant
Entity type, vehicle and supervisor. The document, its article references and the RR/RC sign-off block adapt.
- Pay by card or SEPA
Stripe checkout, VAT number captured for B2B reverse charge. Invoice issued instantly.
- Download the .docx
Delivered by email and stored in your account. Fill the highlighted fields, delete what does not apply.
- Optional: get it reviewed
Send your adapted version. A Luxembourg compliance professional returns a written gap report in 5 working days.
Free resource
CSSF Regulation 12-02 policy self-assessment
A 48-point checklist of what your AML/CFT policy must contain, article by article, plus a 6-page excerpt of the AML/CFT Policy template. Used by RCs before an on-site inspection.
Guides
What the regulator expects, written for practitioners
Pillar guide · 14 min read
CSSF Regulation 12-02 explained: what your AML/CFT policy must contain
Article · 7 min read
CSSF vs AED: which regulator supervises your fund, ManCo or PFS for AML?
Pillar guide · 11 min read
RR and RC in Luxembourg: roles, liability and the documents they sign off
Questions
Before you buy
Is a template enough for a CSSF or AED inspection?
No template is. What the supervisor checks is that the document reflects your actual risk exposure and is applied. The templates give you the full required structure and article mapping so your effort goes into the entity-specific content, not the skeleton.
Who writes these documents?
Luxembourg compliance professionals working in CSSF-supervised institutions. Each document is reviewed against the current version of the 2004 Law, Regulation 12-02 and the relevant circulars, and re-issued when the framework changes.
What happens when the regulation changes (AMLR 2027)?
Buyers receive an updated version of any document bought in the previous 12 months, with a change note listing what moved. Updates appear in the My documents area.
Is this legal advice?
No. ComplyKit sells document templates and a review service delivered by compliance practitioners. It is not a law firm and does not provide legal opinions.